Benefit from our Flexible Payment Options

At Stonebridge Careers Training, we’re committed to making education affordable for everyone. We offer a choice of funding methods, enabling you to select a payment plan that works for you.

Paying in full

Cover the cost of your course upfront and access our very latest discounts. Students that pay in full can take advantage of promotions and price changes to make incredible savings. Start your qualification straightaway and work through your study programme at your own pace, with no further fees.


Interest free 0% APR payment plan

If paying for your course instantly isn’t convenient, you can spread the cost over 12 months or less. Our payment plans come with interest at 0% APR, ensuring that you can entirely fund your studies in manageable instalments. To begin the process, you’ll put down a small deposit, which will be taken off the total cost of your course. Complete our payment registration form and get started on your qualification. Once your final instalment is made, you’ll receive a previously agreed cashback payment from our team.


Deko

Secure a loan that will spread the cost of your course over 3 years. Working in partnership with Deko, Stonebridge Careers Training can offer an adaptable payment plan. To progress with your loan application, you’ll need to pass a credit check and pay a 5% deposit.

See an example

Worked Example

Below is a comparison of the different payment methods for a course that costs £999.99. It shows you the differences between what you pay upfront, each month and the total payments made over the full agreement period for each payment method:

Course Price £999.99
Payment in Full Payment Plan Deko Loan
Day 1 Payment £999.99 £19.99 £49.99
Number of Monthly Payments NA 11 36
Interest Rate NA 0% 12.9%
Monthly Payment Amount NA £89.09 £31.96
Total Payments £999.99 £999.99 £1200.67

Full details on how these amounts change for each course can be found on each course page. Before making any decision to start a course it’s important to check these amounts to decide on the payment method that suits you best. Deposit levels and interest charges can vary.


19+ Advanced Learner Loans

On August 1st 2016, the government introduced 19+ advanced learner loans. These loans allow those who are aged 19 or over to go back into education.

  • To be accepted for an Advanced Learner Loan you will need to be aged 19 years or older and living in the UK on the first day of your course (there is no upper age limit).
  • You need to have been living in the UK, Channel Island or the Isle of Man for 3 years.
  • Only UK nationals can apply and your time staying in the UK cannot be restricted.
  • You need to be studying for a Level 3, 4, 5 or 6 qualification.
  • There are no credit checks when you apply for a 19+ loan and the amount you can loan is not affected by your income meaning distance learning is accessible to all.
  • You have the option of either using a 19+ Loan to completely cover the cost of your chosen course or you can pay the course fees with you own finances in combination with a smaller loan amount. The minimum amount you can borrow is £300.
  • The money from the loan is paid directly to the course provider, which means that you can start learning as soon as your loan is processed and approved.
  • You can apply for up to 4 loans in total. You can also take out multiple loans to fund additional courses at the same time.
  • Even if you already have qualifications, you can still take out a loan for a new course.

You will start paying back your loan from the April following the completion of your course. The monthly repayments are based on your annual salary and not the amount that was loaned and you won’t need to pay anything until your salary exceeds £21,000 per annum. If for any reason your salary falls below this level, then repayments will be suspended until you earn this amount again. If you want to pay back a higher amount each month and clear your loan faster, this is also an option.

Once your annual income exceeds £21,000 then the repayment amount will be 9% of any income you earn over £21,000.

  • If you earn £22,000 (£1,833 per month) you would pay £7 per month towards your loan.
  • If you earn £25,000 (£2,083 per month) you would pay £30 per month towards your loan.
  • If you earn £30,000 (£2,500 per month) you would pay £67 per month towards your loan.
  • If you earn £35,000 (£2,917 per month) you would pay £105 per month towards your loan.
  • If you earn £40,000 (£3,333 per month) you would pay £142 per month towards your loan.

Any outstanding Advanced Learner Loan will usually be written off if it hasn’t been paid back after 30 years.

If you receive a disability related benefit or are deemed permanently unfit for work, it will also be cancelled.

Your loan, or any balance outstanding, will be completely wiped if you go on to graduate from university and the course is eligible for funding by Student Finance England. This means that you won’t have to repay the loan if you are successful in completing your degree.

Contact us today

There are several ways to pay for your course. To help you find the funding option that best suits you, your age and circumstances, get in touch today.

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What learners say

Choose your career

Specialist CPD and CPD + library

You can boost your career potential and employability by taking advantage of the specialist CPD courses associated with your main course.

Why study with us?

Because with us you have:

  • Twenty years’ experience in delivering vocational training
  • A solid reputation for top student care
  • Ofqual listed main courses
  • 19+ Advanced Learner Loans to fund your fees
Do you want to update your skills or make a career change? You could be like many of our students who need flexible training. One of the challenges for adult learners is fitting in studying around work, family and friends. We understand that you’re an individual, with unique requirements. We offer two course delivery choices, putting you in control of your qualification.